Privacy Policy

Smart Mortgage Services Limited ("SMS Loans", "we", "us") is committed to protecting your personal information in accordance with the Privacy Act 2020 (NZ).

Information we collect

When you apply for a loan or get in touch, we collect details necessary to provide advice and submit applications to lenders: identity, contact, financial position, employment, and dependants.

How we use it

To assess loan applications, communicate with you, comply with regulatory obligations, and improve our services. We do not sell your information.

Who we share it with

Only the lenders and service providers necessary to action your application, and only with your consent.

Your rights

You may request access to or correction of any personal information we hold about you by contacting enquiry@smsloans.co.nz.

Last updated: 2026. The team will replace this placeholder copy from the admin once the final policy is approved.